http://www.findbestcard.com/pen_fed_travel.html
Note: You can become eligible for CU membership via https://www.penfed.org/howToJoin/overview.asp
National Military Family Association (NMFA). The application page mentions that 20,000 points can be exchanged for round trip ticket for many destinations. https://www.penfedpremiumrewards.com/page.aspx?id=terms
This page suggests that current exchange rate would allow redemption of 20,000 points for $320 in air fare.
Terms:
You will earn 20,000 bonus points after making $650 in purchases in the first three months of Cardmembership.
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