Featured bonuses:

Tuesday, December 23, 2008


Get free $100 gift card with a Discover Business Miles card; Offer expires on 04/01/2009

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PROMOTIONAL LINK


FYI: A similar offer exists for a personal card


You get 12,000 miles if you make one purchase every month during the first year. You can exchange 10,000 miles for $100 gift card or $50 statement credit. You can also see some info about travel reward redemption here.


Terms:

Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. Bonus Miles will be applied within 8 weeks. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Offer expires 4/1/2009

Saturday, December 13, 2008


Get $250 Bonus with WT Direct 3.06% High Yield Savings Account; Offer expires on 12/22/08

Enter promotional code WTG3DNC into the promotional code field of the WTDirect application form.

Link to an application webpage for this account




You bonus will depend on your average balance level during the period 1/1/09 - 2/28/09 as follows:

$10,000 - $50
$20,000 - $100
$30,000 - $150
$40,000 - $200
$50,000 - $250

Terms:

OPEN a new account -- use promotion code “WTG3DNC”

LINK an existing bank account to your new WTDirect account during the application process.

FUND your new WTDirect account by initiating an online transfer by 12/22/08.

EARN your bonus -- calculated by determining the average balance from 1/1/09 – 2/28/09.

During that time, you will have 100% access to your funds.
RECEIVE your cash bonus in mid-March. It will be deposited directly to your WTDirect account.


This offer is available to new WTDirect clients only. To receive the bonus, clients must enter the promotion code "WTG3DNC" at the time of account opening. There is no minimum balance required to open the account. WTDirect account must be funded via electronic (ACH) transfer which must be initiated by 12/22/08. Clients may transfer funds in and out of the WTDirect account during the promotion period (1/1/09 - 2/28/09) and the bonus will be based on the average balance level during that time. Account must remain open and in good standing through the end of the promotion period. Bonus will be credited to client's WTDirect account on or about the second week of March. WTDirect reserves the right to cancel or modify this promotion at any time without notice.

** Annual Percentage Yield. APY is effective as of 11/13/08 and may change at any time. There is no minimum deposit required to open the account. For the first 60 days from the date the account is opened, regardless of the account balance, the account will earn our highest APY, which is currently 3.06%. After the first 60 days, the APY for the account will have two tiers: (a) a higher APY for accounts with balances of $10,000 or more (variable and currently 3.06% APY); and ( a lower APY for accounts with balances of less than $10,000 (variable and currently 0.50% APY).

source: wtdirect.com/winter-bonus/?promo=WTG3DNC

Sunday, November 30, 2008


Get $500 from optionsXpress, $500 init deposit is required

LINK

Offer limited to one $500 bonus for each newly activated, funded optionsXpress account meeting the terms and conditions of the offer. To qualify for the $500 bonus, the account must be opened through https://www.optionsxpress.com/new_account.asp?intcmp=lplb500ppc&promo=113 or with promo code C3 by 11/30/08, a per account average balance of $500 must be maintained for 6 months, and the account must trade at least once. The $500 bonus will be deposited into the account on May 15th, 2009 if terms and conditions are met. A customer can only qualify for the $500 bonus a total of one time. Deposits of new funds or securities from existing optionsXpress accounts are not eligible for this offer. Qualified (IRA), linked and shared accounts are not eligible for this offer. This offer is not valid for optionsXpress associates, non-U.S. residents, and where otherwise prohibited. Customers can not exchange the $500 for other offers, cash or credit. We reserve the right at our sole discretion, to cancel, modify or suspend this offer program at any time without notice.
optionsXpress, Inc. makes no investment recommendations and does not provide advice, including, but not limited to, financial, tax or legal advice. Content and tools are provided for educational and informational purposes only. Any stock, options, or futures symbols displayed are for illustrative purposes only and are not intended to portray a recommendation to buy or sell a particular security.Online trading has inherent risk due to system response and access times that may vary due to market conditions, system performance, volume and other factors. An investor should understand these and additional risks before trading. Products and services intended for U.S. customers and may not be available or offered in all jurisdictions.

Monday, November 24, 2008


Get $150 bonus with Chase Freedom card, $50 after 1st purchase, $100 after spending $3000

Below are terms and promo link (red font) for $150 bonus for being approved for Chase Freedom card.Terms from the credit card website:

1) You will receive $50 in bonus rebates with this bonus offer, which can be redeemed for a $50 check. Please allow 6 to 8 weeks after your first purchase/first use of the card for bonus rebates to post to your account. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Existing cardmembers/accounts are not eligible for this bonus offer.

2) You will receive $100 in bonus rebates with this bonus offer, which can be redeemed for a $100 check. You will receive your bonus when you make qualifying transactions totaling $3,000 or more. Please allow 6 to 8 weeks after your qualifying transactions appear on your billing statement for bonus rebates to post to your account. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account, and exclude cash advances. To qualify for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Existing cardmembers/accounts are not eligible for this bonus offer.

Copy and paste the following link into your browser address line in order to get to the promo page:

chaseinformation.com/501003K/?cell=6h8x&MSC=Z0110362&AFFID=x_S254V_QB8-sCKscBwJNgpRRA.AFKIQaA

Monday, November 10, 2008


Take advantage of 25,000 bonus miles promotion from Discover : Miles Card

Below are terms of 25000 bonus miles offer for Discover Miles card.


Link to the image with bonus info:

picpanda.com/viewer.php?file=doia2k5loh4vtw4km6uv.jpg




Check also iCrego review of this card

You can exchange 25,000 miles for $250 travel credit or $125 statement credit (see here). You can also see some info about tavel reward redemption here].



25,000 bonus miles, 0% APR on purchases till April 2009, no annual fee. 1,000 miles per month with at least one purchase made per month. Double miles (2/$1) for first year for first $3,000 in travel and restaurants. BT fee is 3% uncapped. Excerpt from terms: Missing 2 consecutively monthly minimum payments or 18 consecutive monthly purchases will forfeit all miles. Says offer is for new cardmembers only. Apply at: apply.Discover.com or 1-800-206-8854 Mention Code: DBAW

Sunday, November 09, 2008


Get $10 from GE Money Bank : submit email address, GAP cardholders only

https://gap.p.delivery.net/m/p/gap/pro/rewards/index.asp?status=yes

Terms:Accountholder who submit a valid email address by November 15, 2008 at 11:59 pm ET at Gap.com/rewards will receive 1,000 bonus points toward the Gap Bonus Reward Card offered. Each account is eligible for only one offer and must remain open, in good standing and not become delinquent. Please allow up to two billing periods from the end of the offer for bonus rewards points to post to your account, and if earned, for your Reward Card to be sent. Please see your Rewards Program Terms and Conditions. Rewards Terms and program benefits can be found online at Gap.com/gapcard or visit your local store for details. Customer privacy is very important at Gap Inc. See the Privacy Policy at gap.com.

Friday, November 07, 2008


Get a $50 bonus with Discover More credit card

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LINK

Terms:

Earn a $50 Cashback Bonus when you make $500 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional reward will be applied within 8 weeks.


Citi PremierPass cards with their $200/$100 sign-up bonuses will be discontinued on 12/8/08

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According to the following FW post, Citi PremierPass cards that currently offer $100 and $200 bonuses (10000 and 20000 TY points) will be discontinued on 12/8/08. The sign-up and earned TY points will apparently be still safe for 3 years.


by FW member ShaneM :

Thought I would start a new topic for this as opposed to adding onto an existing one, because I'm sure like myself, there are lots of people that this will affect. This is my daily spender card and I probably put $2000+ on this card every month.

Just received a letter today saying that the card is being discontinued as of December 8. Thank You points earned from the card are safe for 3 years.

I called into customer service and was told that I would have to reapply - they will not change my account over or roll the credit line into another account. I'm in the middle of an AOR and there would be no way I would be approved for any considerable limit at this time (current limit = 22K)

Update: Talked to a second CSR and am told I can reconsolidate my CL to another CitiBiz card or change it over into a "CitiBusiness Platinum Select" card. I opted for that, as I don't have another CitiBiz card. I had to call back to get more detail, but it seems that the card in question is really the CitiBusiness Card with ThankYou Network, available here on the Citi website. Number stays the same.

Important that you change over or reallocate before December 8; otherwise your account could be closed with no recourse for keeping the credit line.



source: fatwallet.com/forums/finance/875276?fwcs=ta243511


Get $25 bonus with Bank of America Visa Signature WorldPoints Rewards

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LINK


Terms from the card website as of 11/7/08:


To qualify for this offer, your new account must be used to make any purchase, balance transfer or cash advance transaction totaling $25 excluding any transaction fees, if applicable within 45 days of the account open date. Limit one (1) statement credit per new account. The Bank of America® Visa Signature® Credit Card with WorldPoints® rewards credit card offer is subject to application approval by FIA Card Services, N.A. After qualifying transaction(s), a $25 credit will appear on your Bank of America Bank of America® Visa Signature® Credit Card with WorldPoints® rewards credit card statement. Allow 8-12 weeks from qualifying to receive the promotional credit.

Thursday, September 18, 2008


Reward credit cards sorted by the value of annual cashback/gift card rewards for an average US family.

You can find a more frequently updated version of the list below on iCardReward.com. You can also subscribed to the Cashback miles and points deals forum to get email alerts about the latest cashback deals.

This is the first iteration in making a list of US credit cards sorted by annual CashBack. The main challenge is to find info about average spending in "credit-card-friendly" categories. Right now, I use info about average US family spending pattern for 2005 from Bureau of Labor Statistics ( see a PDF file here ). Those spending categories can not always be directly converted into credit card reward categories. I will keep working on finding a more relevant info.

Here is the list of BLS spending categories and corresponding average annual amounts for 2005 that I used.

Housekeeping supplies $611
Household operations $801
Alcohol $426
Tobacco $319
Entertainment $2388
Other vehicle expenses $2339
Gas $2013
Utilities $3183
General $808
Public transportation $448
Education $940
Groceries $3297
Personal care $541
Healthcare $2664
Apparel $1886
Reading $126
House furniture and equipment $1767
Insurance $381
Restaurants $2634

Total: $27572

I included only the value of CashBack rebates and gift cards available either directly from a credit card company or via Points.com. The CashBack predictions were made for the first year of credit card ownership, meaning that first year's annual fee, program fees, sign-up bonuses, spending bonuses were applied to the final reward value. No partial rewards were considered. In other words, if you accumulated 4999 points and you need 5000 points for the cheapest available gift card, the value of annual CashBack was considered $0 and the card was not included in the list. For HSBC Weekend card, I used average weekly CashBack rate of 1.29%.

I have done this mostly for personal credit cards for now. I will add lists of business credit cards and student credit cards later.


Anyway, here is a sorted list of ~50 US reward credit cards sorted this way. Click on the links below to see credit card prediction reports for the card of your interest.


| Cashback | Annual fee | Promo BT APR | Promo period for BT | Max. BT fee | Promo purchase APR | Promo period for purchases | Bank name | Card name
511.0 | $39 | N/A | N/A | $0 | | | Capital One | Capital One® No Hassle Miles(SM) Ultra-For Professionals
442.85 | $0 | 0% | 12 | $75 | 0% | 6 | Discover | Discover® More(SM) Card - Clear
425.0 | $0 | 0% | up-to 6 | $99 | N/A | N/A | Chase | BP Visa® Card
400.0 | $75 | N/A | N/A | $5 | | | Citibank | Citi PremierPass® Elite Level
400.0 | $45** | 9.99% | 6 | N/A | 2.90% | 6 | American Express | Starwood Preferred Guest® Credit Card from American Express
375.0 | $0 | 0% | 12 | N/A | N/A | N/A | FIA Card Services, N.A. | Fidelity Investments Rewards Visa Signature® Card with WorldPoints®
368.66 | $0 | 1.99% | 30 | N/A | 0% | 3 | American Express | TrueEarnings® Card from Costco and American Express
355.6788 | $0 | 0% | 12 | N/A | 0% | 12 | HSBC | HSBC Weekend Card®
350.0 | $0 | 0% | up-to 12 | $5 | N/A | N/A | Citibank | Citi PremierPass®
344.65 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Bank of America Accelerated Cash Rewards™ American Express® Card
| Cashback | Annual fee | Promo BT APR | Promo period for BT | Max. BT fee | Promo purchase APR | Promo period for purchases | Bank name | Card name
338.515 | $0 | 4.99% | Until Paid | $99 | 0% | 12 | American Express | Blue Cash® from American Express
331.0775 | $0 | 0% | up-to 6 | $99 | 0% | up-to 6 | Chase | Chase PerfectCard™ MasterCard®
330.864 | $0 | 0% | up-to 12 | $5 | N/A | N/A | Citibank | Citi CashReturns(SM) MasterCard®
330.0 | $0 | N/A | N/A | $0 | | | Capital One | Capital One® No Hassle Miles(SM) Rewards - Good Credit
330.0 | $0 | N/A | N/A | $0 | | | Capital One | Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
328.82 | $0 | N/A | N/A | $0 | | | Capital One | Capital One® No Hassle Cash(SM) Rewards - Good Credit
325.72 | $35** | N/A | N/A | $0 | | | American Express | One from American Express®
325.72 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
325.0 | $0 | 0% | up-to 12 | $5 | N/A | N/A | Citibank | Citi® Diamond Preferred® Rewards Card
321.0 | $29 | N/A | N/A | $0 | 0% | until February 2009 | Capital One | Capital One® No Hassle Points(SM) Rewards
| Cashback | Annual fee | Promo BT APR | Promo period for BT | Max. BT fee | Promo purchase APR | Promo period for purchases | Bank name | Card name
315.65 | $29 | N/A | N/A | $0 | 0% | until February 2009 | Capital One | Capital One® No Hassle Cash(SM) Rewards
310.0 | $0 | N/A | N/A | $0 | | | Capital One | Capital One® No Hassle Miles(SM) Rewards For Travel & Gas
304.97 | $0 | 0% | 12 | $75 | 0% | 6 | Discover | Discover® Open Road(SM) Card
287.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Bank of America Accelerated Rewards™ American Express® Card
280.0 | $0 | N/A | N/A | $0 | | | Capital One | Capital One® No Hassle Points(SM) Rewards - Excellent Credit
275.72 | $0 | 5.99% | Until Paid | $0 | 0% | up-to 12 | American Express | Clear from American Express®
275.72 | $0 | 1.9% | 12 | $75 | N/A | N/A | FIA Card Services, N.A. | Total Merrill(SM) Cash Back Visa® Card
275.72 | $0 | 0% | 6 | $0 | N/A | N/A | IberiaBank | IberiaBank Visa® Gold Cash Back Rewards Card
275.72 | $0 | 0% | 12 | N/A | 0% | 12 | HSBC | HSBC Platinum MasterCard® with Cash Back Rewards
275.0 | $0 | 4.99% | Until Paid | $99 | 0% | up-to 15 | American Express | Blue from American Express®
| Cashback | Annual fee | Promo BT APR | Promo period for BT | Max. BT fee | Promo purchase APR | Promo period for purchases | Bank name | Card name
275.0 | $0 | 0% | 6 | N/A | N/A | N/A | Bank of America | Financial Rewards® Visa® Platinum Plus® Card
275.0 | $0 | 0% | up-to 12 | $99 | 0% | up-to 12 | Chase | Chase Free Cash Rewards(SM) Visa® Card
271.0 | $0 | 0% | up-to 12 | $99 | 0% | up-to 12 | Chase | Chase TravelPlus Visa® Card
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Home Advantage™ MasterCard® from Bank of America
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | The Nature Conservancy Platinum Plus® Visa® Credit Card
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Bank of America Visa Signature® WorldPoints™ Rewards
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Bank of America WorldPoints™ Platinum Plus® Visa® Card
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Bank of America World MasterCard® with WorldPoints™
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Bank of America WorldPoints® Platinum Plus® MasterCard®
| Cashback | Annual fee | Promo BT APR | Promo period for BT | Max. BT fee | Promo purchase APR | Promo period for purchases | Bank name | Card name
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Rainbow Platinum Plus® Visa® Card
262.5 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
256.955 | $0 | 3.99% | 12 | $75 | 3.99% | 6 | Discover | Discover® Motiva(SM) Card
250.0 | $0 | 1.9% | 12 | $75 | N/A | N/A | FIA Card Services, N.A. | MERRILL+® Card
250.0 | $0 | 0% | 6 | $75 | 0% | 6 | Discover | Miles by Discover® Card
250.0 | $0 | 0% | up-to 12 | $5 | N/A | N/A | Citibank | AT&T Universal Savings and Rewards Card
250.0 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Wyndham Rewards MasterCard(SM)
250.0 | $0 | 0% | up-to 12 | $99 | 0% | up-to 12 | Chase | Chase Flexible Rewards(SM) Platinum Visa®
220.0 | $85** | N/A | N/A | $5 | | | Citibank | Citi® Platinum Select® / AAdvantage® World MasterCard®
200.0 | $0 | 2.9% | 6 | N/A | 2.90% | 6 | American Express | Hilton HHonors® Platinum Credit Card from American Express
| Cashback | Annual fee | Promo BT APR | Promo period for BT | Max. BT fee | Promo purchase APR | Promo period for purchases | Bank name | Card name
185.0 | $0 | 0% | 12 | N/A | N/A | N/A | Bank of America | Major League Baseball® Extra Bases™ Credit Card
175.0 | $50** | N/A | N/A | $5 | | | Citibank | Citi® Gold/AAdvantage® World MasterCard®
110.0 | $90 | N/A | N/A | N/A | | | U.S. Bank | WorldPerks® Visa® Signature Card
100.0 | $0 | N/A | N/A | $5 | 2.99% | 6 | Citibank | Citi® Hilton HHonors® Visa® Signature Card
95.0 | $55 | N/A | N/A | N/A | | | U.S. Bank | WorldPerks® Visa® Platinum Card
75.0 | $0 | N/A | N/A | $5 | | | Citibank | Citi® Bronze® / AAdvantage® World MasterCard®
* - Balance transfer APR is valid only if the balance transfer is requested in credit card application
** - First annual fee is waived
*** - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we did calculations and sorted credit cards.
**** - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.

Wednesday, July 16, 2008


Get 5% Cashback on REI Purchases, 1% Cashback on Other Purchases with the US Bank REI Visa Card

LINK

Terms:

5% rebate applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures travel-invoiced trip payments.

1% rebate applies to net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible.


Get 0% APR on Balance Transfers for 12 Months, $75 max Transfer fee with Key Bank Platinum Credit Card With Rewards

LINK

Terms:

$29 annual fee, waived for the first year

0% APR2 for 12 months on balance transfers with the Platinum Card

The minimum finance charge - $0.50. Foreign purchase transaction fee - 3.0% of the purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances - 3.0% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers - 3.0% of the amount of each balance transfer, $5 minimum, $75 maximum.


Get a Free Delta Airlines Ticket (25,000 Miles) with the American Express Gold Delta SkyMiles Business Credit Card

LINK

IBD note: The 25,000-mile bonus is a combination of a 15000-mile sign-up bonus, 5,000-miles-for-$15,000-spent bonus and 5,000-miles-for-$25,000-spent bonus. According to this reward table, you can exchange 25000 miles for a coach SkySaver ticket.



Terms:

15,000 bonus miles after your first purchase.
1,000 bonus miles for each of the first 5 Additional Cards submitted with your application.
5,000 bonus miles every year when you spend $15,000.
5,000 bonus miles every year when you spend $25,000.


No annual fee for the first year, a savings of $85.
Save 5% on all Delta flights purchased directly from Delta with the Card.
Receive a $99 Companion Certificate every year you renew your Card.

1) 15,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Business Credit Card in the increments of 10,000 as a Welcome Bonus and 5,000 for this special offer. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Business Cardmembers only. If you already have or had any other Delta SkyMiles Business Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Business Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.

2) 1,000 bonus miles will be awarded to your Delta SkyMiles account for each approved Additional Card submitted with this application, up to a maximum of 5,000 bonus miles. Bonus miles will be posted to your account 8-12 weeks after each Card application is approved.All SkyMiles program rules apply to SkyMiles program membership, miles, offers, mile accrual, mile redemption and travel benefits. To review the rules, please visit delta.com/skymiles. Offers void where prohibited by law. Other restrictions may apply.


3) The close of the calendar year is December 31, without regard to the time of the year that the account is opened. This means that for the first year of Cardmembership your Eligible Spending bonus period may be less than twelve months. If in any calendar year your Eligible Spending on your Gold Delta SkyMiles Business Credit Card is $15,000 or more, you will be awarded 5,000 bonus miles, and if in that same calendar year your Eligible Spending on your Gold Delta SkyMiles Business Credit Card is $25,000 or more, you will be awarded an additional 5,000 bonus miles. Bonus miles do not count towards Medallion status or Million Miler status. You may be permitted to have more than one Gold Delta SkyMiles Business Credit Card from American Express account; however, you are eligible to receive Eligible Spending bonus(es) for only one such Card account.

4) The annual fee for the Gold Delta SkyMiles Credit Card will be waived for the first year of Cardmembership. The annual fee will be $85 thereafter. The $85 annual fee will be reduced to $30, provided you maintain a qualified American Express Consumer Charge Card account in your name for which you pay an annual fee. Qualified accounts include but are not limited to the Personal Card, the Gold Card, and the Platinum Card®.


Get $20 off $100 or more Office Depot purchase with Citibank's Office Depot Business Credit Account

LINK

Terms:

Save $20 on your first purchase of $100 or more made on your Office Depot Business Credit Account within 60 days of account opening

Subject to Credit Approval. $20 discount will appear as a credit on your first billing statement with a qualifying purchase. Credit cannot be used to satisfy any minimum payment due on your account. One discount per account. Not available on accounts with Full Balance Due Terms.


Get $100 Travel Credit or $75 Gift Card(s) with the Discover Miles Card (Expires 12/01/08)

PROMOTIONAL LINK

You get 12,000 miles if you make one purchase every month during the first year. You can exchange

1) 10,000 miles for $100 travel credit (see here).

or

2) If you spend $100 (to earn additional 100 double miles), you can exchange 12,100 miles for a $50 gift certificate (see here and here ) and a $25 cash credit.

or

3) If you spend $2400 to get additional 2,400 miles, you can exchange 14,400 miles for a $100 gift card (see here and here ).


Terms:


Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Offer valid from 06/01/2008-12/01/2008. Promotional Miles will be applied within 8 weeks.


Get a $50 FREE SHELL GAS Gift Card with 0% APR for Balance Transfers & Purchases for 12 Months using Chase Volkswagen Platinum Rewards Visa® Card

Terms:

Offer subject to credit approval by First USA. Offer available for new Volkswagen Visa® cardsonly. To be eligible to receive your $50 Shell Gift Card (Card), you must apply online through www.vwbankusa.com; and upon approval, you must activate your card through purchase transaction activity with a minimum value of $50 within 60 days of card issuance (activation requirement). Applications received by phone are not eligible. The $50 Shell Gift Card will be sent to cardmembers within 90 days of meeting the activation requirement. The Shell Gift Card can be used only for purchases of goods and services at Shell locations in the U.S. The Card cannot be redeemed for cash and no change will be given, except in those states that requrie redemption for cash. Shell Oil Products US and its related companies are not sponsors or co-sponsors of this promotion. Other restrictions may apply. This offer only available through www.vwbankusa.com. Terms and conditions of this offer subject to change without notice. This offer cannot be combined with any other promotional offer.

You should apply via this promotional link to try to get the bonus!


Get a $100 Bonus with M&T Bank's Direct Checking, Classic Checking With Interest, Select or Select With Interest, Direct Deposit

LINK

Terms from the bank website as of 9/18/07:


One $100 cash bonus per M&T Direct Checking, M&T Classic Checking With Interest, M&T Select® or M&T Select® With Interest account, or $25 cash bonus per other personal checking account, for activating direct deposit within 90 days or account opening.

One $25 cash bonus per personal checking account or $100 cash bonus per M&T Direct Checking, M&T Classic Checking With Interest, M&T Select or M&T Select With Interest account for activating direct deposit within 90 days of account opening. Bonus will be credited to the account after the first direct deposit is made and will be reported as income for tax purposes. Bonus offer only available for new personal accounts opened on or after 9/1/07 in Maryland, Virginia, West Virginia, Delaware or the District of Columbia, subject to change at any time in our sole discretion without notice, and not available to employees of M&T Bank or any of its affiliates.


List of participating branches


Get a $100 bonus when you sign up for Marquette Bank's Checking Account, Direct Deposit and Bill Payment; Eligibility - In-Branch Deal

LINK

Terms:


This offer is as of August 31, 2006. Certain restrictions apply. Marquette Bank reserves the right to withdraw, suspend or alter this offer at any time, without notice. Minimum opening deposit is $10 for Marquette Totally FREE Checking Account. Customer will be rewarded their choice of gift cards valued at $25 for one new personal checking account opened, plus $25 in gift cards with a direct deposit, and an additional $50 in gift cards if Marquette Bank’s Online Bill Payment option is activated. $25 in gift cards will be awarded to the recipient after two weeks of opening a new personal checking account. Checking accounts opened along with the direct deposit option will also be award an additional $25 and will be distributed one month after receipt of first automatic ACH payment into the checking account. Direct deposit must be recurring weekly, bi-weekly or monthly to receive gift cards. $50 in gift cards will be awarded to the recipient when activating Online Bill Payment with a new personal checking account. Online payments must be paid from new checking account at emarquettebankonline.com within 60 days of account opening and be paid to two
unique payees to receive additional $50 gift card reward. Multiple payments to the same payee will count as one payment toward the reward. Payments previously made to a payee outside of the offer window will not be considered new. Gift cards for Online Bill Payment will be distributed one month after payment is made to two distinct payees. Employees of Marquette Bank, its affiliates and the immediate families of both are ineligible for this promotion. Checking account must remain open for six months or the value of the reward will be debited from the account at closing. This promotion may not be combined with any other special offer. Gift certificates, gift cards and gifts are considered income to you for tax purposes.
Each depositor FDIC insured. *Subject to approval. MasterCard® is a registered trademark of MasterCard International Incorporated. “BEST BUY™ is not affiliated with Marquette Bank. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion.” BEST BUY and the BEST BUY logo are trademarks of Best Buy Enterprise Services, Inc. Darden Restaurants, Inc. (Red Lobster®, Olive Garden®, Bahama Breeze®, Smokey Bones®) is not affiliated with Marquette Bank. Darden Restaurants is not a sponsor or co-sponsor of this program. Use of our restaurant names, logos or trademarks requires written approval from Darden Restaurants, Inc. See backside of gift card for additional terms and conditions.
JCPenney terms and conditions are applied to gift certificates/Gift Cards. Terms and conditions for JCPenney Gift Cards are listed on the back of the cards and also at jcp.com. JCPenney is not a sponsor of this promotion and is not affiliated with Marquette Bank. The JCPenney name and logo are registered trademarks of J.C. Penney Company, Inc. BLOCKBUSTER® is not affiliated with Marquette Bank. Membership rules and certain restrictions apply for rental at BLOCKBUSTER®. BLOCKBUSTER Gift Cards® are subject to complete terms and conditions found on Gift Card and/or packaging. BLOCKBUSTER name, design, and related marks are trademarks of Blockbuster Inc. Walgreens participation is not an in-store offer and is not a sponsor of this promotion. Fulfillment of Walgreens gift cards will be done through Marquette FunRewards Program. Gift cards are subject to all terms and conditions printed on the gift cards and are subject to change at Walgreens discretion. ©2006 Blockbuster Inc. The Home Depot® is a register trademark of Homer TLC, Inc. BP Gift Cards can only be used for purchases at participating BP and ARCO locations in the US subject to the terms and conditions of use printed on the gift cards. BP Products North America Inc. is not affiliated with Marquette Bank nor is it a sponsor or co-sponsor of this promotion. The BP name and logo are registered trademarks of BP p.l.c. All rights reserved. All other trademarks and
product names are registered trademarks of their respective owners.

bonus states=IL


Get a $50 BONUS with Christian Community Credit Union's Checking Account with Direct Deposit

LINK

Interest Checking terms, conditions and restrictions:

50 bonus offer applies if you sign up for Direct Deposit with your Interest Checking Account within 60 days of opening your account. Once all promotional requirements are met, the $50 bonus will be deposited into your Interest Checking Account within 30 days of receipt of the first Direct Deposit. The $50 bonus is available only on your first Interest Checking Account and will be paid only once. Interest Checking Account earns dividen when daily balance is $750 or more. This is a variable rate account and the APY could change after the account is opened.


Get a $25 Bonus with Principal Bank Direct Deposit

LINK

Terms:

Get $25 when your payroll or other regularly scheduled direct deposit of $200 or more is received in your new Principal Bank checking account twice within the first 60 days your checking account is opened. Once your direct deposits are received, your $25 bonus will be credited to your checking account within 120 days of account opening. $25 direct deposit bonus is only available on new checking accounts. Bonus will be reported as interest income.

Tuesday, July 15, 2008


Get 5% Cashback on Purchases at Supermarkets, Gas Stations, Drug Stores with Citibank and Associated Bank Cash Rebate Card

The best deal I could find is an unadvertised Associated Bank Cash Rebate Card. It is not advertised on their site and is offered in conjunction with Citi. The cash back rebate on gas is NOT a teaser rate but a permanent feature of the card. Here are the details:

- 5% cash rebate on supermarkets, gas stations, drug stores (drug stores = 5% back on prescriptions, another out-of-control expense).
- 1% on everything else.
- Max $300 Rebate Dollars every calendar year (equal to $500 in qualifying purchases/month)
- 0% BT for 9 months.
- No annual fee.

IMO this offer, so far in my search, has been the best "offer" that balances a non-teaser rate with a relatively high rebate limit.

To apply you have to call 1-877-577-9485 (the application process is automated so be prepared to spend around 10 minutes on the phone). To begin I simply pressed the button to say that I found out about the offer via some flyer.

As with all rebate cards the interest rate on purchases is high - prime + 7.99% for this one. It's important to try and pay off your balance each month.

Hope this helps someone - gas prices are horrible.

UPDATE: I just got off the phone with customer service and confirmed that the 5% cash back is NOT an introductory rate, it's good for the life of the card (that's the point, no more opening/closing accounts to take advantage of teaser rates).


Get 0% APR on Balance Transfers for 12 Months, $50 max Transfer Fee with Chase Bank's Disney Rewards Visa Card

LINK

Terms:

Balance Transfer APR: A 0% fixed APR for the first 12 billing cycles following the opening of your account.

BT fee:
3% of the amount of each transaction, but not less than $5.00 nor more than $50.00.


Here's an Easy $50 Bonus with Chase Bank's Freedom for Business Visa

LINK

Terms:

You will receive $50 in bonus rebates. Please allow 6 to 8 weeks after your first purchase for bonus rebates to post to your account. First purchase includes purchases, balance transfers, or any checks that are used to access your account. To qualify for bonus rebates, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.


Get a $50 Bonus (5000 points) with the American Express Business Green Rewards Card

LINK

IBD note: You can exchange 5000 points for a $50 gift card. See examples of gift cards from Dell, Home Depot, GAP, etc here (You may have to use Firefox or Netscape, not Internet Explorer to see AmEx Rewards website!!!).



Terms:


5,000 welcome bonus points will be awarded after your first purchase to your Business Green Rewards Card Account. Welcome bonus points are available for first-time Business Green Rewards Cardmembers only. You may be permitted to have more than one Business Green Rewards Card account; however, you are eligible to earn welcome bonus points for only one Card account. Additional Cardmembers are not eligible. To be eligible to earn bonus points you must be enrolled in the Membership Rewards® program at the time of purchase and charge your purchases to an eligible, enrolled American Express® Card. Welcome bonus points will be credited to your Membership Rewards account 12 to 14 weeks after your first purchase appears on your monthly billing statement. Bonus ID: 0375.


Get a $50 Bonus with Bank of America's Platinum Plus® Visa® Card

Below are terms and promotional link for $50 bonus for Bank of America Platinum Plus® Visa Card.

Terms:

To qualify for this offer, your new account must be used to make any purchase or cash advance transactions (including balance transfers; which may include transaction fees within 45 days of the account open date). Limit one (1) item per new account. The Bank of America Platinum Plus® Visa® Card offer is subject to application approval by Bank of America. Upon qualifying, a $50 credit will appear on your Bank of America Platinum Plus® Visa® Card statement. Allow 8-12 weeks from qualifying to receive the promotional credit.

You should apply via this promotional link if you want to try to get the bonus.


Get a $100 bonus or Free One-Way Air Ticket To/From Hawaii with Bank of America's Hawaiian Airlines Visa Platinum Credit Card

Below are terms and a promotional link for a $100 bonus for Hawaiian Airlines Visa Platinum Credit Card

IBD note: You can get 20,000 miles after 1st purchase and payment. You can exchange 20,000 miles for four $25 Gift Certificates ($100 in total) for AIG Hawaii AutoBucks or Star Markets, or Mainland US/Hawaii SuperSaver One-Way Coach ticket.


Other rewards include:


Activities
Polynesian Cultural Center Admission Certificate 5,000

CAR
1 day Alamo Compact or Full size Car rental Gift Certificate 7,500

GIFT CERTIFICATES
AIG Hawaii AutoBucks - $25 Gift Certificate 5,000
Star Markets - $25 Gift Certificate 5,000

GOLF
Hawaii Prince Golf Club (Oahu) 10,000
Maui Prince Golf Course (Makena, Maui) 15,000
Hapuna Prince Golf Course (Big Island) 20,000

HOTEL
Outrigger/Ohana Hotels $25 Gift Certificate 5,000
Outrigger/Ohana Hotels $50 Gift Certificate 7,500
Outrigger/Ohana Hotels $100 Gift Certificate 15,000

INTERISLAND AIR-TICKETS.
Interisland SuperSaver One-Way Coach 5,000
Interisland Anytime One-Way Coach 10,000
Interisland Saver One-Way First 10,000
Interisland Anytime One-Way First 20,000
Upgrade Interisland Saver One-Way First 5,000
Upgrade Interisland Anytime One-Way First 10,000

Please note that the card has $50 annual fee.

Terms from the card website as of 7/11/07:

Platinum Cardholders will receive 20,000 HawaiianMiles upon first purchase and first minimum payment. Please allow approximately four to six weeks for miles to be credited to your HawaiianMiles account after your account has opened.


You should apply via this promotional link if you want to try to get the bonus.


Earn a $100 bonus with Meriwest Credit Union when you sign up for Direct Deposit and Online Bill Pay

LINK

bonus states=CA
in branch=no


Terms from the bank website:

Meriwest's new $50-$50 Direct Deposit-Online Bill Pay promotion lets you earn up to $100:

* $50 for signing up for Direct Deposit

* another $50 for setting up Online Bill Pay

Both services are free from Meriwest, and save you time and money.



Receive a $50 bonus if you set up a new Direct Deposit of net payroll. Members must be 18 years of age or older to qualify. $1,000.00 per month minimum ongoing payroll Direct Deposit required to qualify for Direct Deposit bonus. Member must establish Direct Deposit within 45 days of opening the checking account to receive $50 Direct Deposit bonus. Direct Deposit bonus will be deposited by the 20th of the month following qualifying Direct Deposits. Receive a $50 bonus for new active Bill Pay. Active Bill Pay requires at least 2 bills paid with a 60-day period. Qualifying bill payments must be paid within 90 days of signing up for Online Bill Pay. Bill Pay bonus will be deposited by the 20th of the month following the qualifying bill payments. Limit one (1) Direct Deposit bonus and one (1) Bill Pay bonus per household. Contact Meriwest Credit Union for complete details. Consumer accounts only. Limited-time offer can be withdrawn or modified at any time without notice. Bonus may be reported as income to the IRS. Membership is required with a one-time, non-refundable $5 fee.


Get a $100 bonus with a Meriwest Credit Union New Checking Account with Monthly Direct Deposit of $500 or more

LINK

Terms from the CU website:



Open a New Checking Account and we'll pay you $100.00*

Being paid to join something is a nice (chunk of) change:


$25.00 for opening a new checking account

$75.00 for signing up for monthly Direct Deposit of $500.00 or more


Not a Meriwest member? Enter in promo code S3OCT07WB when signing up.



Receive a $25 bonus when opening your first checking account with Meriwest Credit Union. Receive an additional $75 bonus if you set up Direct Deposit of net payroll. New members must be 18 years of age or older to qualify. $500.00 per month minimum ongoing payroll Direct Deposit required to qualify for Direct Deposit bonus. Member must establish Direct Deposit within 45 days of opening the checking account to receive $75 Direct Deposit bonus. Direct Deposit bonus will be deposited 90 days after checking account is opened. Limit one (1) checking account and one (1) Direct Deposit bonus per new member. Contact Meriwest Credit Union for complete details. Consumer accounts only. Limited-time offer can be withdrawn or modified at any time without notice. Bonus will be reported as interest income to the IRS. Membership is required with a one-time, non-refundable $5 fee. Copyright © 2007 Meriwest Credit Union. All rights reserved. Annual Percentage Yield (APY) and dividend rates are variable and may change at any time. All dividend-earning checking accounts require a $100 minimum daily balance to earn the current APY. APY as of October 1, 2007, is 0.20% for Smart Checking balances of $100.00 to $999.99; 0.30% for balances $1,000 to $4,999.99; and 0.40% for balances $5,000.00 and more. Fees may reduce earnings.




bonus states=CA
in branch=no


Earn 3000 AAdvantage Miles when you open a Guaranty Bank Account with Direct Deposit

LINK

Terms:

You get 2,000 AAdvantage® miles for opening the account, a bonus of 1,000 AAdvantage® miles for activating direct deposit and more AAdvantage® miles each month based on your average balance. You earn interest, and your first check order of 50 checks is free. See, it really is miles ahead of other checking accounts.


Bonus offers are available for a limited time only. The account opening bonus AAdvantage® miles are earned upon opening your new AirMiles Checking account, and the direct deposit bonus AAdvantage® miles are earned when you sign up for direct deposit. Direct deposit must be initiated within 60 days of opening your AirMiles Checking account and must be at least $250 per month or direct deposit bonus will be reversed. The Annual Percentage Yield (APY) as of 6/30/04 was 0.25% and is subject to change. There is no minimum balance required to obtain AAdvantage® mileage bonuses for opening an account or for establishing direct deposit; however, the minimum balance to open the account is $100. You will be assessed a fee of $100 if you close your AirMiles Checking account within 90 days of opening, or a fee of $50 if you close your account after 90 days but before 181 days of opening. Another Guaranty Bank account cannot be converted or closed in order to open an AirMiles account and receive the account-opening AAdvantage® mile bonus. The AAdvantage® mile bonuses for account opening and direct deposit may be awarded one time per primary accountholder and may only be awarded in connection with the opening of any accountholder's first AirMiles Checking account. All bonus AAdvantage® miles will be reported to AmericanAirlines within 30 days of the last day of the applicable account cycle. Certain restrictions may apply. Personal accounts only.

AmericanAirlines® and AAdvantage® - are registered trademarks of American Airlines, Inc. American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice, and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit www.aa.com/aadvantage.


Get 9000 AA Miles or More with BankDirect for Money Market, Checking, Bill Pay, Direct Deposit

You can get more than 9000 miles if you open BankDirect CDs.


LINK



Terms:


Earn 1,000 miles for yourself and a friend from our Refer-A-Friend Program
1,000 miles to convert your Regular Checking or Regular MMA to a Mileage Checking Account or Mileage Money Market Account
1,000 miles for each new Mileage Checking Account or Mileage Money Market Account*
5,000 miles for signing up for payroll direct deposit into a Mileage Checking Account**
2,000 miles for using BankDirect's bill pay service for 12 consecutive months from a Mileage Checking Account**
100 miles per month for every $1,000.00 maintained in a Mileage Checking Account
50 miles per month for every $1,000.00 maintained in a Mileage Money Market Account
1,000 miles for every $1,000.00 spent on a two-year Mileage CD purchase
500 miles for every $1,000.00 spent on a one-year Mileage CD purchase
250 miles for every $1,000.00 spent on a 6-month Mileage CD purchase

Monday, July 14, 2008


Get 3% Cashback on Gas from Exxon & Mobil, 1% Cashback on Other Purchases with Citibank's ExxonMobil MasterCard

LINK

Terms from the card website:

Earn 3% rebates on purchases at 12,000 Exxon and Mobil stations.
Earn a 1% rebate on other purchases made wherever MasterCard is accepted.


Get 0% APR on Balance Transfers for 12 months, $50 max Transfer fee with Farm Bureau Bank's Platinum MasterCard

LINK

Terms:

Balance Transfers and Convenience Checks APR: 0% fixed is effective for the first twelve billing cycles after you open your account.

Balance Transfer and Convenience Check Charge: During the first twelve billing cycles: 3% of the amount of each transfer or check, $5 minimum, $50 maximum. After the first twelve billing cycles: 3% of the amount of each transfer or check with a minimum fee of $5.


Get a $100 Bonus with the American Express Guaranty Bank Platinum Business Cash Rebate Card from OPEN (Expires 6/30/09)

LINK

Terms:

Bonus $100 savings applies to your first purchase made on or before June 30, 2009, and will appear as a statement credit on your monthly billing statement. Maximum discount available is $100 per Card Account


Get a $50 Bonus with an American Express BankAtlantic SimplyCash Business Card (Expires 6/30/09)

Below are bonus terms and link to a promotional page for $50 bonus for an American Express SimplyCash Business Card.


Terms:

Bonus $50 savings applies to your first purchase made on or before June 30, 2009, and will appear as a statement credit on your monthly billing statement. Maximum discount available is $50 per Card Account.



You should apply via this promotional link if you want to try to get the bonus.


Zoom into a $50 NASCAR.COM Superstore Credit with Bank of America's NASCAR RacePoints Visa Card

LINK

Terms:

To receive the $50.00 gift certificate: respond to this offer; be approved for the card; and use your card for any purchase within 60 days of your account open date. Redeem your gift certificate the next time you visit the NASCAR.COM Superstore® and use your Bank of America NASCAR RacePoints® Visa® card. No minimum purchase amount required.


Get a $100 Amazon.com Gift Certificate or 5 Free Weekend Nights or 3 Free Weekday Nights with American Express Starwood Preferred Guest Credit Card

LINK

Note: You can exchange 10,000 sign-up Starpoints for:
$100 Amazon.com gift certificate or
5 free weekend nights (2000 points per night) in Starwood category 1 hotels or
3 weekday nights (3000 points per night) in Starwood category 1 hotels.
First year is fee-free; $45 each year thereafter

Other features:

• Earn 15,000 bonus Starpoints® after you spend $15,000 in 6 months
• Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
• Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners




Promo Terms:
To be eligible to receive 10,000 bonus Starpoints®, you must make your first purchase with the Starwood Preferred Guest® Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase. Bonus Starpoints are for first-time Starwood Preferred Guest Credit Cardmembers only. You may have more than one Starwood Preferred Guest Credit Card account, however, if you have or had any such account you are not eligible to receive bonus Starpoints you may be offered for any other such account.


Get a $100 Bonus with Mid Hudson Valley Federal Credit Union Checking Account, Direct Deposit, Visa Debit Card and eStatements

LINK to promo

LINK to CU website

Membership Eligibility:

Membership eligibility extends to...
• Anyone who lives, works, worships, volunteers or attends school in Ulster, Orange or Dutchess County.
• Businesses and legal entities in the three-county area.
• Members’ families, including spouse, children, grandchildren, siblings, parents, grandparents, members of the immediate household, and spouses of those who died while eligible.
• Employees of select non-local businesses predating the Community Charter.


Get a $100 Bonus with a Midwest Bank Personal Checking Account and a Relationship Savings Account

LINK

Midwest Bank Site

Terms:

Offer available to personal accounts only, effective April 21, 2008 and may be withdrawn at any time. Limit of one $100 promotional payment per household. To receive payment, you are required to maintain a personal checking account and a Relationship Savings account. Checking account customers must establish Direct Deposit with at least a monthly recurring deposit. Relationship Savings account must be opened with new money not currently on deposit with Midwest Bank. $100 promotional payment will be credited to the Relationship Savings account after the first direct deposit into the checking account occurs. Promotional payment is subject to 1099 reporting. The minimum opening balance requirements for these accounts are as follows: Free Checking - $50.00, Check 50 - $50.00, Interest Checking - $100.00 and Relationship Savings - $1,000.00. Rates subject to change after account opening. Fees may reduce earnings on some of these accounts. Withdrawal limitations may apply. See a Personal Banker for details.


Get a $25 bonus with MB Financial Checking Account, with Automatic Debit. Local Deal.

LINK

Terms:

We will add $25 to your account once you notify us when your transferred automatic transaction is active. One $25 credit per account. The $25 is taxable and will be reported to the IRS.


Get a $25 bonus and 6.01% APY with Salem Direct eOne Account with Direct Deposit

LINK

IBD note: 6.01% APY requires account balance of $100,000 and more to get. Accounts with smaller balances will get APY from 5.00 to 5.20% (see more details below).


Terms and features:

No monthly fee
No minimum balance
Free use of any ATM, anywhere, anytime
Free online bill payment
Unlimited checking, debit card and ATM transactions
One time $25 bonus when you enroll in direct deposit



$25 bonus is an interest credit to be posted to your account within 60 days of initiating a recurring direct deposit such as payroll or social security payments. The recurring direct deposit must be initiated within 90 days of account opening. Limit one bonus per person.


Salem Five will never charge a fee for ATM transactions conducted at non-Salem Five ATMs, and we will reimburse the fees other banks charge up to $15 per statement cycle.

Earn up to 6.10% APY (Annual Percentage Yield) for the first 60 days and 5.30% APY thereafter on average daily balances of $100,000 or more. Earn 5.00% APY on average daily balances of $0-$9,999, 5.10% APY on $10,000-$24,999 and 5.20% APY on $25,000-$99,999. Minimum balance to open this account online is $100.00. The rate may change after the account is opened. The APY is accurate as of 5/2/2007.


Account requires eStatements. This offer is not available at Salem Five branch offices. Consumer accounts only.


Balance ranges APY:

$0-$9,999 5.00%

$10,000-$24,999 5.10%

$25,000-$49,999 5.20%

$50,000-$99,999 5.20%

$100,000 or more 6.10%

Sunday, July 13, 2008


Use your Casey's Platinum Mastercard to get 6% CASHBACK on Casey's Gas, 2% Cashback on Other Purchases for first 60 days, Barclays Bank Delaware

LINK

Terms:

Earn Double Rebates for 60 Days:

6% in rebates at Casey's locations
2% everywhere else


Barclays will provide rewards equal to 3% for all purchases made on a cardmembers Casey's Platinum MasterCard at participating Casey's locations and rewards equal to 1% on all purchases made anywhere else (excluding purchases made at any merchant that sells gasoline other than Casey's branded gasoline) provided the account is open and current at the time of purchase. For the first sixty (60) that an account is open, Rewards of 6% on Casey's purchases and 2% on all other purchases will be awarded to a cardmembers Casey's Platinum MasterCard account (excluding purchases made at any merchant that sells gasoline other than Casey's branded gasoline) provided the account is open and current. Rewards are not earned on gasoline and merchandise purchased from merchants that sell gasoline other than Casey's branded gasoline. There is no maximum reward allowance for purchases at Casey's branded locations. Reward accumulations will be reported monthly on your billing statement. Each time you accumulate at least $20 in rewards, you will receive a Reward Card in $20 increments that may be redeemed on a future Casey's purchase. Rewards are not transferable and points accumulated will expire after 12 months if not redeemed.


Get 0% APR on Balance Transfers for 12 months, $75 max transfer fee + 0% APR for Purchases with Chase Flexible Rewards Platinum Visa Card

LINK

Terms:

Annual Percentage Rate (APR) for purchases
A 0% fixed APR for the first 12 billing cycles following the opening of your account.

Balance Transfer APR:
Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account.


Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $99.00


Get a $100 bonus + No Annual Fee for 1 Year with Business Gold Rewards Card from American Express OPEN (Expires on 6/30/09)

Below are terms and a promotional link for $100 bonus for AmEx Business Gold Rewards Card from BankAtlantic.


Terms from the bank website (as of 1/30/07):
Bonus $100 savings applies to your first purchase made on or before June 30, 2009, and will appear as a statement credit on your monthly billing statement. Maximum discount available is $100 per Card Account.


You should apply via this promotional link if you want to try to get the bonus.


Get $50 off a Drugstore.com Purchase using American Express Business Gold Rewards Card (Expires 12/31/08)

Below are terms and a bonus link for a $50 Drugstore.com bonus for AmEx Business Gold Rewards Card


Terms:

Non-prescription items only. The $50 drugstore.com coupon doesn't include or apply to, prescriptions, contact lenses, gift cards, gift certificates, magazine subscriptions, bulk orders, applicable shipping charges or sales tax. The entire amount must be used on a single order, and balance may not be carried over. The offer cannot be combined with other offers, transferred or redeemed for cash, and is limited to one per household. Void where prohibited by law. U.S., APO/FPO and U.S. Territory shipping destinations only. Coupons will expire December 31, 2008.

You should apply via this promotional link if you want to try to get the bonus.


A $50 Bonus for You from Bank of America with Cash Rewards Credit Card

LINK

Terms:

To qualify for this offer, your new account must be used to make any combination of purchase or cash advance transactions (including balance transfers; which may include transaction fees) within 45 days of the account open date. Limit one (1) item per new account. offer is subject to application approval by FIA Card Services, N.A.. After qualifying, a $50 statement credit will appear on your credit card statement. Allow 8-12 weeks from qualifying to receive the promotional credit.


Take a Pair of Free Cobra 2-Way Radios with Bank of America's Ducks Unlimited WorldPoints Platinum Plus Visa Credit Card

LINK

Bonus terms from credit card website as of 8/25/07

To qualify for this offer, your new account must be used to make any combination of purchase or cash advance transactions (including balance transfers) totaling at least $75 (exclusive of transaction fees, if any). Limit one (1) item per new account. Supplies are limited. Allow 8-12 weeks for delivery after qualifying. Offer sponsored by Bank of America: we may substitute an item of equal or greater value and we are not responsible for lost, stolen or undelivered merchandise.


Get a $100 bonus with Pacific Community Credit Union's Checking Account, Direct Deposit, Bill Payments

LINK

Are you eligible to join? Check Here.

Earn Up To $100!


1. Open a checking account and receive $25.



2. Receive $25 more after 90 days if you keep an active checking account*.



3. Set-up direct deposit and receive $25 after the first deposit comes in.



4. Pay 3 bills online and receive $25 more.



To receive incentives after opening the checking account, members must satisfy the conditions stated above and submit an incentive voucher to a Financial Service Consultant. Incentive vouchers are available at all PCCU branches. Incentives will be credited to the member's account within 30 days after submitting vouchers. *Active checking account is defined as a checking account that has at least three (3) transactions per month for three (3) consecutive months. This is a limited time offer and may be withdrawn at anytime. Other restrictions may apply.


Get a $100 bonus with Signature Bank Direct Deposit, Bill Pay

LINK

Terms:

Receive $50 after your first direct deposit is received and another $50 when you sign up for Bill Pay.

Signature Bank checking account $50.00 or $100.00 bonus effective 11/30/07. Bonus to be applied after first direct deposit is received and/or bill pay is generated and must be completed in 60 days. The value of the bonus will be included as interest on your year-end Annual Statement of Earnings. Current Annual Percentage Yield (APY) on accounts range from 0.00% APY on free checking to 1.75% APY on the Municipal Package checking and 2.00% on statement savings accounts. A $100.00 minimum deposit of new money is required to open the account and qualify for the bonus. Limit one personal checking account-related bonus per customer, per calendar year. Bonus can not be combined with any other offer. Account must remain open a minimum of six months or the bonus will be debited at closing. Interest rate is subject to change without notice. Some restrictions may apply for ATM fee reimbursement. Fees may reduce earnings on account. Account subject to approval. We reserve the right to correct printing errors and withdraw this offer at any time.
Member FDIC. Equal Housing Lender.


Get a FREE Hotel Night or iTunes Gift Card with Everbank Checking Account, Money Market Account, Certificate of Deposit

LINK

IBD note: you can exchange 10,000 points for 1 night stay at Holiday Inn Express or 1 DVD or 1 or 2 CDs or $25 iTunes gift card.



Terms:

Simply open one or a combination of accounts and earn up to 10,000 Points when you meet the following qualifications.

Yield Pledge Money Market Account: Earn 5,000 Points when you meet these qualifications:

Customer must apply, be approved and fund a Yield Pledge Money Market Account with a minimum deposit of $1,500.
Customer must maintain an average monthly balance of not less than $5,000 for at least one statement period during the first three statement periods after account opening.
Customer may not be a current or former Yield Pledge Money Market Account customer of EverBank.
Rewards can be earned for one or a combination of account types, for a period of six months from opening date of first account. Rewards can only be paid to those customers opening the account(s) from the promotional page, and meeting ALL the qualifying terms.
If the account is closed within 180 days of funding, EverBank reserves the right to recapture the value of the reward paid to the customer.



FreeNet Checking Account: Earn 2,500 Points when you meet these qualifications:

Customer must apply, be approved and fund a FreeNet Checking Account with a minimum deposit of $1,500.
Customer must maintain an average monthly balance of not less than $2,500 for at least one statement period during the first three statement periods after account opening.
Customer may not be a current or former FreeNet Checking Account customer of EverBank.
Rewards can be earned for one or a combination of account types, for a period of six months from opening date of first account. Rewards can only be paid to those customers opening the account(s) from the promotional page, and meeting ALL the qualifying terms.
If the account is closed within 180 days of funding, EverBank reserves the right to recapture the value of the reward paid to the customer.



Yield Pledge Certificate of Deposit: Earn 2,500 Points when you meet these qualifications:

Customer must apply, be approved and fund a Yield Pledge Certificate of Deposit with a minimum of $10,000 for a minimum term of six months.
Customer may not be a current or former Certificate of Deposit customer of EverBank.
Rewards can be earned for one or a combination of account types, for a period of six months from opening date of first account. Rewards can only be paid to those customers opening the account(s) from the promotional page, and meeting ALL the qualifying terms.
Payout Information: Rewards will be issued within 60 days upon meeting all qualifying criteria and will be deposited to the member's Priority Club Rewards account.


Get a $100 Best Buy Gift Card (17000 AA miles) with UFB Direct Checking, Savings and More

You can exchange 17K AA miles you get from UFB Direct for a $100 BestBuy gift card via Points.com. Or if you do not like Best Buy, there are plenty of other stores that you can get a gift card for from Points.com. This is an old bonus, actually. But I decided to repost it to point everybody's attention to the fact that you can get something useful with this offer.

Links:
Miles for checking account
Miles for savings account
Points.com

Get the following miles rewards from Union Federal Bank:
1,000 - Open Your Mileage Checking Account with at least $200
5,000 - Bill Pay Annual Bonus. You are eligible for miles on 12 month anniversary of participating in bill pay service
5,000 - Direct deposit on mileage checking account. You are eligible for miles after 3 consecutive months of direct deposit activity.
1,000 - Open Your Mileage Savings Account with at least $200
5,000 - Direct Deposit on Mileage Savings Account. You are eligible for miles after 3 consecutive months of direct deposit activity.

Saturday, July 12, 2008


Get 3% Cashback in Travel Credits on Wireless, Telecom or Cable Service Purchases with Chase TravelBank MasterCard

LINK

Terms from the credit card website:


You will earn 3% in travel credits for each $1 of net purchases made at retail locations that classify their merchant location for MasterCard as a wireless or telecommunication service or cable/satellite provider. You will earn 1% in travel credits for each $1 you spend on all other net purchases. Travel credits will be deposited into your TravelBank account at continental.com where they will be available as TravelBank Cash. Purchases not eligible to receive the 3% in travel credits include purchases of telecommunications or electronic equipment such as telephones, fax machines, cellular phones, and televisions. Online and catalog purchases are not eligible to receive the 3% in travel credits unless the merchants have correctly identified and billed the transactions. We do not determine whether merchants correctly identify and bill transactions as being made in each particular category. However, we do reserve the right to determine which purchases qualify for the 3% in travel credits. You do not earn travel credits on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of travel credits that you can accumulate in the program. See Rewards Program Rules and Regulations which will be mailed after your account is established.


Get 0% APR on Balance Transfers for 12 months, $99 max transfer fee with Chase Bank's Sony Card

LINK

Terms:

Balance Transfer APR: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 11.99% variable, 15.99% variable, or 19.99% variable, depending on our review of your application and credit history.

Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $99.00.


Get $100 in Free Gift Cards for Best Buy, Home Depot and more with GE Money Bank's Business Charge Card

LINK

IBD note: The sign-up 10,000 points can be exchanged for $100 (2 X $50 per 5000 points) gift cards to Circuit City, Home Depot, Old Navy, Bed Bath & Beyond, Best Buy. See details in this PDF file.
The card has $45 annual fee. Because of that, the net bonus is only $55.


Get $100 in FREE Gift Cards for Best Buy, Old Navy and more with GE Money Bank's Business Credit Card

LINK

IBD note: The sign-up 10,000 points can be exchanged for $100 (2 X $50 per 5000 points) gift cards to Circuit City, Home Depot, Old Navy, Bed Bath & Beyond, Best Buy. See details in this PDF file.
The card has no annual fee. There is an annual fee for the reward program. But it is waived during the first year.


Get a $50 Bonus with Chase Freedom Visa Card

LINK

Terms from the card website as of 9/8/07:

You will receive $50 in bonus rebates which can be redeemed for a $50 check. Please allow 6 to 8 weeks after your first purchase for bonus rebates to post to your account. First purchase includes purchases, balance transfers, or any checks that are used to access your account. To qualify for bonus rebates, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.


Get $20 off a Round Trip + 15000 Bonus Points with Chase British Airways Visa (expires 12/31/08)

LINK

Terms of the 15000-point offer:

To earn BA Miles with the British Airways Visa, you must be a U.S. resident and member of British Airways' frequent flyer programme, Executive Club. If you are not already a member, you will be enrolled automatically if you are approved for the card. Please allow 6 to 8 weeks after your first use of card for bonus BA Miles to post to your account. First use includes purchases, balance transfers, cash advances, or any checks that are used to access your account. To qualify for Bonus BA Miles, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first-time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.





Terms of the $20 discount offer:

$20 off British Airways tickets is valid for booking through December 31, 2008 for purchases made at ba.com/get20 only. Valid for travel through December 31, 2009.


$20 discount valid on qualifying round-trip British Airways published fares purchased at www.britishairways.com/get20 only beginning July 8, 2004 through December 31, 2008 for travel through December 31, 2009. Fares not purchased at www.britishairways.com/get20 do not qualify. $20 discount will appear during fare quote of the purchasing process, before payment. Open jaw bookings are eligible for only one discount. Full government fees and taxes will apply for fare purchased. All rules of fare purchased apply, including advance purchase, minimum stay, weekend-add ons, and cancellation/refund rules. Valid for new bookings only made by U.S. residents paying in USD using a valid British Airways Visa card. Refunds from previously purchased fare types not permitted. Discount not combinable with any other offer and is taken off the airfare only. Offer subject to British Airways fare rules and conditions of contract available on britishairways.com. British Airways reserves the right to revoke this offer at any time. Subject to availability. Other significant restrictions may apply.


Get a $100 bonus with State Investors Bank New Checking Account, Direct Deposits

LINK

Terms:

Receive a one time $25.00 reward for each repeating direct deposit and/or repeating automatic draft established (up to a maximum of $100) within the first four months the checking account is open.

To qualify for the reward, you must open a new checking account and set up a direct deposit and/or automatic draft. After five months from account opening, your account will be reviewed. At that time, $25 will be credited to your account for each repeating direct deposit and/or automatic draft (up to a maximum of $100).



One direct deposit and/or automatic draft per month for four consecutive months
would earn $25 reward

Two direct deposits and/or automatic drafts per month for four consecutive months
would earn $50 reward

Three direct deposits and/or automatic drafts per month for four consecutive months
would earn $75 reward

Four or more direct deposits and/or automatic drafts per month for four consecutive months
would earn $100 reward

Bonus State=LA


Get $100 Bonus: Open a Western State Bank checking account + Treasury Market account, Direct deposit, 10 Check Card Transactions, 5 Bill Payments

LINK

Terms:

$100 offer valid on new personal checking accounts only. Payment will be made 60 days after account opening. See bank for details. Member FDIC.


Get a $125 Bonus with Chase Free Checking with Direct Deposit (expires 7/31/08)

IBD note:

This promo is intended for Chase credit card holders and normally you have to be logged into your online credit card account on Chase.com to see this offer or you will be transferred to the online account login page.

If you do not have a Chase credit card, you may try to do the following to see the offer.
1) Use Firefox browser.
2) Clean you cookies from the browser Tools menu
3) Copy and paste the link below into your browser.
4) As soon as you see the promo page, click on the browser "Stop" button. Also, clicking on button "Print" on the promo page or changing browser settings to prevent automatic accepting cookies may do the trick.


This trick worked for some people in the past. I do not know if it still works.

Link:



Terms:


For even more convenience and value, open a Chase Free Checking account with Direct Deposit by July 31, 2008 and you'll receive $125 to thank you for your business.

It's easy to get $125!

1. Print this page and take it to your local Chase Branch or apply online by July 31, 2008.
2. Open a Chase Free Checking account with Direct Deposit.
3. Watch your account. We'll deposit $125 into your new Chase Free Checking account within 6-8 weeks of establishing direct deposit.

Chase Free Checking is more than free, it's:

* FREE with Direct Deposit or 5 debit card purchases*
* FREE access to more than 9,000 Chase ATMs
* FREE Online Bill-Pay - including our Online On-Time GuaranteeSM**
* FREE Visa® Check Card with Zero Liability*** protection
* FREE Account Alerts sent by phone or e-mail to help you avoid fees
* FREE access to any of our 3,000 branches nationwide

Take advantage of all Chase has to offer. Open a Chase Free Checking account with Direct Deposit today. But hurry - this offer ends July 31, 2008.


Chase Free CheckingSM requires a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates) to qualify for the $125 offer. Also, you must open a new checking account and initiate a repeating direct deposit such as payroll, Social Security, or other government benefits. The first direct deposit must be completed within 60 calendar days of account opening. The $125 reward will be deposited into your new account within 6-8 weeks after the initial direct deposit and is not considered part of the minimum opening g balance. Limit one personal checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing. Account is subject to approval. Reward is considered interest and will be reported on IRS Form 1099-INT.


Get 2500 miles with Capital One's Rewards Money Market Account

LINK

Terms:

Rewards Account Opening Bonus: If you deposit $500 or more within 30 days of opening this account, you will receive a one-time bonus of 2,500 miles. This bonus will be applied to your rewards balance within 60 days of the minimum qualifying deposit amount posting to the account.

Offer is available nationwide

Friday, July 11, 2008


Get 2.5% in Rewards with Navy Federal Credit Union Flagship Rewards Credit Card

LINK

Terms:

Points Rewards

10,000 points
Selection of merchandise and gift cards; $150 travel coupon; Cash back of $100 deposited to your share account.

15,000 points
One ticket, any class, on any airline of your choice with a maximum value of $300; Cash back of $150 deposited to your share account; or a selection of merchandise items.

20,000 points
One ticket, any class, on any airline of your choice with a maximum value of $500; Cash back of $250 deposited to your share account; or a selection of merchandise items.

25,000 points
Special travel-related awards.

30,000 points
One ticket, any class, on any airline of your choice with a maximum value of $750; Cash back of $450 deposited to your share account; or a selection of merchandise items.

35,000 points
Special travel-related awards.

40,000 points
One ticket, any class, on any airline of your choice with a maximum value of $1,000; Cash back of
$600 deposited to your share account; or a selection of merchandise items.
50,000 points
Special travel-related awards; Selection of merchandise items; Cash back of $750 deposited to your share account.

60,000 points
One ticket, any class, on any airline of your choice with a maximum value of $1,500; Cash back of $900 deposited to your share account; or a selection of merchandise items.

75,000 points
Special travel-related awards.

100,000 points
One ticket, any class, on any airline of your choice with a maximum value of $2,000; Cash back of $1,500 deposited to your share account; or a selection of merchandise items.


Get 0% APR on Balance Transfers for 12 months with $50 max transfer fee with Barclays Bank Delaware and The MAILBOX Teacher Platinum Visa

LINK

Terms:

The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 12 billing cycles after the account is opened and requires that you maintain your current level of credit performance and that timely payments are received.

A Balance Transfer fee applies to all Balance Transfers and Convenience Checks. During the introductory period: 3% of the amount of each transfer or check with a $5 minimum fee and $50 maximum fee; After the introductory period: 3% of the amount of each transfer or check with a minimum fee of $5.


Get a $105 Free Amazon.com Gift Card (25000 AA Miles) with Citibank's Select CitiBusiness AAdvantage Visa Card

LINK

You can exchange 24,926 sign-up AA miles for $105 Amazon.com gift card via Points.com. You have to spend $750 within 4 months after account opening in order to get the bonus. Annual fee is $0 for the first 12 months, $75 thereafter.


Terms:


Earn 25,000 American Airlines AAdvantage® bonus miles after $750 in purchases within 4 months

This American Airlines AAdvantage® mileage offer is only valid for new CitiBusiness® / AAdvantage® card accounts applied for by May 31, 2008, and excludes any other CitiBusiness® / AAdvantage® credit cards offered. To qualify for the AAdvantage® bonus miles, you must make $750 in purchases with your new CitiBusiness® / AAdvantage® card within 4 months of becoming a CitiBusiness® / AAdvantage® cardmember. The 25,000 AAdvantage® miles will appear as a bonus in your AAdvantage® account 8-10 weeks after you have met these purchase requirements.