Get 0% APR on Balance Transfers for 12 months, $75 max fee at HSBC with Platinum MasterCard with HSBC Plus Rewards

OFFER LINK

Terms:

• Earn 1 point for every dollar spent
  
• Redeem your earnings for flights and stays at participating hotels, gift cards from popular merchants, unlimited cash back and much more
  
• No earnings caps
  
• 0% Introductory APR on purchases and balance transfers for 12 months*
  
• No annual fee
  

Rates are accurate as of April 15, 2008. Offer subject to credit approval. The Introductory APR does not apply to cash advances. After the Introductory Period your variable Customary APR between 11.99% and 19.80% will apply, depending on your creditworthiness. We will increase your Introductory APR up to your variable Default APR if you fail to make a payment to us when due or you exceed your credit limit. The variable Default APR is 31.99%. The variable Cash APR for cash advances and overdrafts is 21.99%. A cash advance fee of 3% ($5 minimum/$50 maximum) will apply to all cash advances, unless otherwise disclosed. A balance transfer fee of 3% ($5 minimum/$75 maximum) will apply to all balance transfers, unless otherwise disclosed. The minimum Finance Charge is $1. The Overdraft Fee, if applicable, is 3% of the overdraft amount, or $5, whichever is greater. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency. We apply payments to lower APR balances before higher APR balances. We have the right to change your APRs, fees and other terms at any time, for any reason including, but not limited to, any change in your credit history, credit obligations, Account performance, use of your credit lines with us or any creditor, or our financial return. Any changes will be in accordance with your Cardmember Agreement and applicable law.