Get a $45 Bonus at Principal Bank with Direct Deposit of $200 or more, use BillPay

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Set up direct deposit and get $25

Direct deposit is convenient and helps protect you from identity theft, with no worries about lost or stolen checks. Direct deposit your payroll, retirement, Social Security and other recurring checks for same-day deposits. Right now, when you set up direct deposit we'll credit your new account with $25.**
Use Free BillPay and earn $20

If you like convenience and safety, our online BillPay offers you both with a simple click of a mouse. We'll add another $20 when you enroll for and use Principal Bank BillPay.**


The $25 bonus will be credited to your Principal Bank checking account within 120 days when your payroll or other regularly scheduled direct deposit of $200 or more is received twice within the first 60 days your new checking account is opened.

To qualify for the $20 bonus, five BillPay transactions of at least $20 each must be completed within the first 60 days your Principal Bank checking account is opened. Payments to individuals will not count toward qualifications required for the bonus.